Disclaimer
Effective January 1, 2026. Last updated January 1, 2026. Important: read this before relying on any tool on this Site.
WorkTools Hub is operated by Cowboy MSP, a California limited liability company. By using this Site, you accept the following:
Salary and labor market data
Salary ranges, percentiles, and market data are aggregated estimates from public sources (job postings, BLS Occupational Employment and Wage Statistics, public reports). Actual compensation varies widely based on company, individual experience, negotiation, equity, benefits, and market conditions at the moment. Bundled data may lag the actual market by 12-24 months. Treat all figures as starting points for research, not authoritative offers.
Tax calculators
Paycheck, take-home, and related calculators use simplified models with 2026 federal brackets and estimated effective state rates. They do not account for:
- Local income taxes (NYC, San Francisco, Philadelphia, and similar)
- Multi-state work, residency changes, or part-year residency
- Itemized deductions, tax credits, or alternative minimum tax in detail
- Self-employment tax structures, S-corp elections, or pass-through deductions in full
- Each state’s multi-bracket math (we use simplified effective rates)
Use the IRS Tax Withholding Estimator for precise federal withholding. For tax planning, consult a CPA.
Legal lookups (minimum wage, overtime, classification, notice periods)
Legal tools summarize publicly available information. They are not legal advice and are not a substitute for an attorney. Employment law varies by state, city, industry, and individual contract. Laws change frequently. Edge cases abound. Before making consequential decisions (filing a wage claim, classifying workers, asserting rights), confirm with an employment attorney licensed in your jurisdiction.
AI-generated content
AI-powered tools (resume feedback, cover letters, job descriptions, negotiation scripts, performance reviews) produce draft text via Google Gemini. Review every word before using:
- AI can hallucinate facts, including statistics, dates, and policies that sound plausible but are wrong.
- AI may miss nuance specific to your role, industry, or relationship dynamics.
- AI output can resemble training data; verify originality before submitting where authorship matters (e.g., academic, legal filings).
- Never include confidential information, personal data of others, or anything you would not put in a public email.
Use AI output as a draft. Edit. You are responsible for everything you submit.
Equity and investment calculators
Equity, ESPP, 401(k), and pension calculators model future outcomes based on assumptions you provide (return rates, vesting schedules, exit multiples). Markets are volatile. Private company equity may be worth far less or far more than its current valuation. These tools are not financial advice. Consult a fee-only fiduciary financial advisor before making investment decisions.
Burnout and wellness assessments
Self-assessments on this Site are informational only and are not a medical diagnostic. If you are experiencing severe distress, contact a healthcare provider. In crisis, call or text 988 (Suicide and Crisis Lifeline) or SAMHSA at 1-800-662-4357.
No liability
To the maximum extent permitted by law, Cowboy MSP and its members, employees, and affiliates disclaim all liability for any decision, loss, or damage arising from your use of this Site or reliance on its content. See the Terms of Use for full limitation of liability.
Contact
Questions or concerns? Email support@cowboymsp.com.